Get Life and Health Insurance For as Low as P39 Per Month Through GCash

GCash Insurance premiums range from P39 to P440.

In the time of coronavirus, insurance has never been more important. Healthcare has a price, which is why more Filipino families need life and health insurance. Unfortunately, many insurance policies simply aren’t within reach for a vast majority of the people. Health insurance, if not provided by the employer, can cost about P3,000 a month, while life insurance can cost P2,000 per month. The total is not an option for struggling low-income families, which is why GCash’s latest innovation is quite commendable.

For as low as P39 per month, GCash users can avail for the GCash Insurance product, which covers life, personal accident, and daily hospital income insurance. While it doesn’t offer as much coverage as other insurance companies, it provides sufficient coverage in the unfortunate event that you die, get in an accident, or need to be hospitalized.

GCash Insurance premiums range from P39 to P440. See the table below for details:


Only fully verified GCash users aged 18 to 65 years old are qualified for this product, and they need only text an SMS code to either 2158-9628 (for Globe users) or 22565-9628 (non-Globe users) to apply for insurance. Once an insurance policy is texted back to your number within two business days, you’re official insured.

The insurance coverage might not be as big as other insurance companies, but it’s still a big help for those who cannot afford spending more than P500 on premiums per month. And in these troubling times, low-income Filipino families need all the assistance they can get.

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Anri Ichimura
Section Editor, Esquire Philippines
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