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You need to plan for your financial future.
There is a saying that if you want to be happy in life, you tie it to a goal and not to people or things because when you have goals, it motivates you to thrive and do well.Most people have financial goals. ...
If you don’t have the right money mindset, you will always go back to your bad habits.
The year 2020 has been the most difficult year financially for many of us. A lot of people lost their jobs due to business slow down and closures. Many have exhausted their savings and used up their credit cards during the trying ...
Be smart about using your credit card.
A credit card is a great source of free credit when it is used properly. It offers a convenient substitute to carrying a large amount of cash when you pay for purchases.Using a credit card also earns you rewards points that you ...
Has this happened to you?
We’ve all been there: your wallet’s empty and you need a few hundred or thousand pesos to pay for lunch or just to replenish your pocket money. You go to the ATM and fall in line. But for some reason, the guy ...
Sometimes couples also need to adjust their individual lifestyles to suit new standards of living.
Many young couples experience some tension over finances during the early years of their marriage because of differences in values and priorities.Top Story: Inside the Lavish Life of the Ambanis, Asia's Wealthiest FamilyYour spouse may not share the same beliefs with you when ...
Having an emergency fund is having peace of mind.
Building an emergency fund is an essential step in personal financial planning. This is the fund that you set aside from your savings to cover any unexpected financial dilemma resulting from a personal crisis.A crisis can happen to anyone. You may suddenly ...
There is every reason to be anxious about your financial security when you don’t have control of your personal finances.
Many people, even those who are already successful in the business, still struggle when it comes to financial planning. It is difficult to focus on work when you are constantly bothered by money issues.Rising expenses at home, missing credit card payments, feeling ...
This may be the best time to take a closer look at how you are handling your personal finances.
There is a saying that it is not how much money you make, but how much money you keep.If you know how to make your money work hard for you, you will probably be able to keep and grow your money for ...
Pag-IBIG's MP2 Savings program has been offering above-market dividend rates for the past eight years.
Many people who are employed may not notice the meager amount deducted from their monthly salaries that go to their Home Development Mutual Fund (Pag-IBIG) accounts. After all, what's a few hundred pesos? But cumulatively, and most especially when checked years after the ...
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